Business Platinum

Business Platinum

A Business card that offers Cashback on all retail spends

Features

• Exclusive lounge access
• Attractive Business Savings
  
  • 1% cashback on retail spends
  • 1% cashback on international spends
• Worldwide acceptance

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Benefits

• Register for SmartPay, enjoy convenience & add to you business savings
• Get renewal fee waiver if you spend Rs. 30,000 in a year prior to renewal date

Click here to view eUsage guide of Business Platinum Credit Card

With SmartBuy you can get super offline and online offers.

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What are the features and benefits of a Business Platinum Credit Card?

Please note, we have discontinued Business Platinum Credit Card & thus system will automatically upgrade your credit card to Business MoneyBack Chip Credit Card which is loaded with Business saving features & also offers higher security with its chip technology on renewal/reissuance.

Know more about Business Saving features of Business MoneyBack Credit Card
Product feature of your Business Platinum Credit Card

• Cash back on All* spends
  
  • You get 1% Cash back for all retail spends on minimum statement balance of Rs.50,000 or
  • You get 0.5% Cash back for all retail spends on minimum statement balance of Rs.10,000
  *Cash back is not applicable for wallet uploads, fuel transactions & international spends. Cash back amount would reflect in the subsequent statement
• Additional savings when you travel Abroad
  Flat 1% Cash back on International spends of Rs. 10,000 or more in a statement cycle.
  Cash back amount would reflect in the subsequent statement
• Fuel Surcharge Waiver
  Fuel surcharge waived off on fuel transactions of Rs. 400 to Rs. 5000, maximum waiver of Rs.500 per statement cycle.
• Exclusive lounge access
  Enjoy a unique offer on your Visa Business Platinum Credit Card and get access to airport lounges at various airports in India. Click here for details.
• Zero liability on lost card
  If you happen to lose your Card, report it immediately to our 24-hour call centre. After reporting the loss, you carry zero liability on any fraudulent transactions on your card.

What are the fees and charges applicable on a Business Platinum Credit Card?

Please click here to see the fees and charges applicable on your Business Platinum Credit Card.
Goods and Services Tax (GST)

• Effective 1st July 2017 Service Tax , KKC & SBC of 15% is replaced by Goods&Service Tax (GST) at 18%
• The applicable GST would be dependent on place of provision (POP) and place of supply (POS).If POP and POS is in the same state then applicable GST would be CGST and SGST/UTGST else, IGST.
• GST For FEE & Charges / Interest transactions Billed on statement date will reflect in next month statement.
• GST levied will not be reversed on Any dispute on Fee & Charges / interest.

How can I pay utility bills with my Business Platinum Credit Card

SmartPay:
SmartPay is the smartest way to pay your utility bills with your Business Platinum Credit Card. Now give standing instructions on your Business Platinum Credit Card and enjoy credit free period and cash back features as per your card. Click here to know more about SmartPay.

Register&Pay: Pay your electricity, telephone, mobile and Insurance Premiums anytime-anywhere. You can view and pay your bills through the Internet at your convenience, while you travel or from the comforts of your home or office. Click here to know more about Register&Pay.

PayNow : HDFC Bank Credit Card now offers you an instant online payment solution for making your bill payments on HDFC Bank website Click here to know more about PayNow.

Visa Bill Pay: With Visa Bill Pay, say goodbye to the hassles of writing cheques or forms. Now pay your bills online securely with your existing Business Platinum Credit Card Click here to know more about Visa Bill Pay

Learn About EMV Chip Credit Cards

HDFC Bank welcomes you to the world of EMV Chip with new Business Platinum Chip Credit Card.
What is EMV Chip?
This is a small microchip embedded in your Business Platinum Chip Credit Card. It is encrypted so transactions with your chip Credit Card become more secure. EMV Chip technology provides you with enhanced security.
At HDFC Bank, we understand your need for safer and more secure transactions. With HDFC Bank’s Business Platinum Chip Credit Card your credit card transactions are more secure.
How does it improve security?
Chip Credit Card processes your data with unparalleled security and it is virtually impossible to copy or tamper with. It also protects your card against counterfeiting and skimming.
A Must On Your International Tours
Your International travel and shopping experience should always be secure. Here's where your Business Platinum Chip Credit Card will be very useful.
Business Platinum Chip Credit Card enables you to travel the world, dine at the finest restaurants, shop at the best places and soak in and enjoy the best experiences from around the world without having to worry about security of your transactions. It helps protect you from fraudsters, forgers and all other security risks that you may face while using your Credit Card.

Have questions?

What is the membership fee for the HDFC Bank Business Platinum Credit Card?

The Joining fee is Rs. 299 and the annual renewal membership fee is Rs. 299

How do I pay the membership fee for the HDFC Bank Business Platinum Credit Card?

The first year membership fee will be billed to the first statement of your HDFC Bank Business Platinum Credit Card. This will be the next monthly statement from the date of upgrade in case of upgrade cards.

Is there any fee to withdraw cash for Business Platinum Credit Card?

The cash withdrawal charge is 2.5% on the amount withdrawn or Rs. 300, whichever is higher. Finance charges will apply from the date of transactions.

What interest rate will apply for revolving balance for Business Platinum Credit Card?

Initial interest rate at card issuance will be 3.4% p.m. (40.8% p.a.) This can change periodically based on spends, payback and utilization patterns. The maximum interest rate, in the event of default will be 3.5% p.m. (42% p.a.) Cards issued against fixed deposit: 1.99% p.m. (23.88% p.a.) applicable from transaction date.

Is there any mark-up fee for foreign currency transactions for Business Platinum Credit Card?

You will be charged 3.5 % of the transaction amount as a mark-up fee for foreign currency transactions.

Have more questions, check our FAQs Section 

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