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Doctors Superia

Doctors Superia

Only Premium Credit Card with exclusive travel benefits for doctors.
for Doctor's Superia
Doctors Superia

Features

  • Welcome Benefit of 1000 Reward Points.
  • 3 Reward Points on every Rs 150 spent. Get 50% more on dining spends
  • Effective 1st July'2017,
    - EasyEMI and e-wallet loading transactions will not accrue Reward points.
    - Reward points accrued will be reversed if a retail transaction is converted into SmartEMI.
    - Reward points accrued for Insurance transactions will have a maximum cap of 2,000 per transaction.

Benefits

  • Spend over 5 lac on your card and earn an Air voucher worth Rs. 8,000.
  • Get first year fee reversed if you spend Rs. 15,000 in first 90 days of card set-up date and renewal fee reversed if you spend Rs. 1,00,000 in a year prior to renewal date
  • Do minimum 4 transactions using Credit card every month and get
    • Free Accidental Death Insurance upto 50Lakhs*
    • Free Fire and Burglary protection for goods above Rs.5000 for 180 days
    Conditions Apply : Click here

features and benefits of a Doctor's Superia Credit Card?

Features You will get some exclusive features and benefits with your HDFC Bank Doctor’s Superia Credit Card

Features

  • Welcome Benefit
    Welcome Benefit: 1000 Reward Points
    Renewal Benefit: 1000 reward points
  • Doctor’s Superia Travel Club
    • 1) International Miles - Enjoy redemption of Reward Points at over 20 international airlines through KrisFlyer - Singapore Airline's Frequent Flyer Program. You can enroll for a KrisFlyer membership by registering at www.krisflyer.com.
    • Enjoy redemption of Reward Points against air miles on Jet Airways and KrisFlyer Miles (a unit of Singapore Airlines)
  • Doctor’s Superia Rewards
    Enjoy spending on your HDFC Bank Doctor’s Superia Credit Card with 3 Reward Points for every Rs. 150 you spend. Accumulate Reward Points and redeem them for air miles on more than 20 international airlines or on any major domestic airline. (100 AirMiles = 667 Reward Points)
    You can also redeem your Reward Points for exciting gifts from an exclusive rewards catalogue, at the applicable redemption rate. Please click here for further details.
    Only retail purchases qualify for Reward Points. Cash advance, fees and other charges do not accrue any reward points. Transaction amounts less than Rs. 150 will not accrue any Reward Points.
  • Power Dining
    Your HDFC Bank Doctor’s Superia Credit Card gives you tons of reasons to dine out. Enjoy 50% more reward points* when you dine. Now every meal will be more rewarding.
    * 50% more Reward Points are offered to the Cardholders only on those transactions which are classified under the 'Restaurant' Merchant Category Code (MCC) as defined by VISA/ MasterCard. Merchant Category Code (MCC) classified under 'Hotel' categories will not qualify for 50% more Reward Points.
  • Fuel Surcharge waiver
    Fuel surcharge of 2.5% plus service tax will be replaced by Convenience fee of 1% plus service tax w.e.f., 01st February 2017.The Fuel surcharge waiver feature is being removed w.e.f 01st February 2017.
  • Safe & Secure Transactions
    DIP your Chip Card at any Chip enabled POS or swipe your card at any non-chip POS (Regular POS).
  • Zero liability on lost card
    If you lose your Card, report it immediately to our 24-hour call centre. After reporting the loss, you have a zero liability on any fraudulent transactions made with your card.
  • Revolving Credit
    Enjoy Revolving Credit on your Credit Card at nominal interest rate, refer Fees and Charges section.
  • Interest free credit
    Avail up to 50 interest free days from the date of purchase (subject to the submission of the charge by the Merchant).
  • Reward points validity
    Reward points are valid only for 2 years from the date of accumulation.
    ex:- if you receive reward points in May 2015, same will expire in May 2017.

Benefits

  • Earn Rs. 8000 Air voucher or corresponding AirMiles
    (On redemption of reward points earned on a spend of Rs. 5 lakh )
  • Get first year fee reversed if you spend Rs. 15,000 in first 90 days of card set-up date and renewal fee reversed if you spend Rs. 1,00,000 in a year prior to renewal date.

Eligibility

You are eligible for a Doctors Superia Credit Card based on the following
Salaried Doctors
  • Minimum Age 21 years
  • Maximum Age 60 years
Self-Practicisg Doctors
  • Minimum Age 21 years
  • Maximum Age 65 years
 

fees and charges applicable to a Doctor's Superia Credit Card?

Please click here to view the fees and charges applicable on your Doctor's Superia Credit Card.
Goods and Services Tax (GST)
  • Effective 1st July 2017 Service Tax , KKC & SBC of 15% is replaced by Goods&Service Tax (GST) at 18%
  • The applicable GST would be dependent on place of provision (POP) and place of supply (POS).If POP and POS is in the same state then applicable GST would be CGST and SGST/UTGST else, IGST.
  • GST For FEE & Charges / Interest transactions Billed on statement date will reflect in next month statement.
  • GST levied will not be reversed on Any dispute on Fee & Charges / interest.
 
 

EMV Chip Cards

HDFC Bank welcomes you to the world of EMV Chip Cards. This range of Credit Cards comes equipped with a Chip Technology that provides you with enhanced security.
At HDFC Bank, we understand your need for safer and more secure transactions. With HDFC Bank’s range of EMV Chip Cards you can rest assured that your card transactions are safe and completely secure.
The Chip Card processes your data with unparalleled security and it is virtually impossible to copy or tamper with. It also protects your card against counterfeiting and skimming.
EMV Chip Cards are currently available on the following Cards:
  • Regalia
  • Superia
  • Platinum Edge
  • Titanium Edge
  • Solitaire
  • Solitaire Premium
  • Doctor's Superia
  • Doctor's Platinum
  • JetPrivilege HDFC Bank World
  • JetPrivilege HDFC Bank Platinum
  • JetPrivilege HDFC Bank Titanium
  • Teacher's Platinum
  • Platinum Plus
  • Visa Signature
  • World Mastercard
  • Titanium
A Must On Your International Tours
Your International travel and shopping experience should always be secure. Here's where your HDFC Bank EMV Chip Credit Card enables you to travel the world, dine at the finest restaurants, shop at the best places and soak in and enjoy the best experiences from around the world without having to worry about security of your transactions. Your Chip Credit Card helps protect you from fraudsters, forgers and all other security risks that you may face while using your Credit Card.
There are quite a few countries today where it is considered risky to use Credit Cards as the risks are high. HDFC Bank's EMV Chip Credit Cards helps you side-step this hurdle and provides you with a convenient and satisfying experience on your international trips.
 

Have questions?

What are the benefits of a Chip Card?

A Chip Card is a Credit Card with an embedded microchip. The Chip is encrypted and provides enhanced security and protection to help guard against fraudulent transactions. When you use your Chip Card at stores or restaurants that have Chip -enabled terminals and at ATMs, the system validates the Chip ensuring security of your transaction.

Can HDFC Bank Chip cards be used as a normal Swipe card?

Your HDFC Bank Chip contains the regular magnetic strip in addition to the embedded micro-chip.

Can a chip card be used for online transactions?

Yes the chip card can be used for online transactions, the card has to be registered for 'Verified by Visa'/ 'MasterCard SecureCode' which ensures safe online transactions after which the card can be used online.

How do I use a Chip Card?

A merchant has to tap the card in the POS terminal, as opposed to swiping the card.

Does HDFC Bank’s Chip Card contain a magnetic strip?

Yes it does. This is because it will take time for all stores and restaurants to be set up with chip -enabled terminals. So to ensure your HDFC Bank Chip Card continues to be accepted everywhere, it contains a magnetic strip in addition to the chip.
Have more questions, check our FAQs Section 

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